Ricardo Lourenço
CEO
It's not about how much life insurance you need.
It's about how much life insurance your family
or loved ones need when you're not here.
Services
Get Assistance With...
01.
Medicare
Medicare offers comprehensive healthcare coverage for eligible individuals, ensuring access to essential medical services and treatments. With Medicare, you can enjoy peace of mind knowing that your healthcare needs are covered, allowing you to focus on living a healthy and fulfilling life.
02.
Health Insurance
Stay worry-free about medical bills with health insurance. Whether it's routine check-ups, unexpected illnesses, or emergencies, health insurance helps cover the costs, keeping you and your family healthy and protected.
03.
Final Expense
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.
04.
Indexed Universal Life
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.
05.
Life Insurance
Protect your loved ones' financial future with life insurance. It provides a lump sum payment to your beneficiaries in the event of your passing, ensuring they're taken care of when you're no longer there.
06.
Fixed Indexed Annuities
This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.
07.
Mortgage Protection
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
600
Happy Clients
18+
Years of Experience
Medicare Supplments, Medicare Advantage, ACA, Life
Insurance Products
6000000
Premium Sold
About Ricardo Lourenço
With over 18 years of dedicated experience in the insurance industry, I have had the privilege of serving more than 600 families, guiding them through the complexities of Medicare, Obamacare, and Life Insurance. My expertise and personalized approach have empowered countless individuals to make informed decisions about their healthcare and financial futures. I take pride in building lasting relationships with my clients, providing them with tailored solutions and unwavering support every step of the way. Trust me to protect what matters most to you and your loved ones.
Licensed to Serve
Hear From Our Clients
"
- *Maria G.*
"Ricardo from Your Insurance Experts helped me navigate the Medicare process and found me a plan that saved me money. He's knowledgeable, friendly, and responsive. I highly recommend him!"
"
- *David L.*
"Ricardo's expertise in Life Insurance has given me peace of mind. He took the time to understand my needs and provided personalized solutions. His professionalism and guidance were invaluable."
"
- *Sofia R.*
"Ricardo's assistance with Obamacare was amazing! He explained everything clearly and helped me find a plan that fit my budget. His agency is top-notch, and I appreciate their dedication to customer service."
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